We are almost to the fulfillment of everything you have been working toward.
Thank you for trusting me to walk with you in this adventure and help you along the way.
I’ll be with you through these final steps, and I will stay available to you and the people you care about whenever you need me.
I pray for God’s blessings for you and the people you love in your new home.
THINGS TO REMEMBER...
KEEP YOUR LOAN ON TRACK
Avoid any job or credit changes!
Supply any last-second requests for documents—your lender is getting final approval from the underwriter who releases the funds for your purchase and it’s very common for underwriters to require a few final conditions.
Review your closing disclosure and ask any questions before we get to closing.
Prepare your funds for closing—the title company will require a cashier’s check or wire transfer from the account your lender knows you will be using.
CALL TO TRANSFER YOUR UTILITIES
Call a few days before closing to set up any new accounts you need and arrange to have the water, electric, gas, trash, phone/internet/tv and any other services transferred to your name the day we close.
GET READY TO MOVE YOUR STUFF
Sort through everything and sell or give away what you don’t need after you move.
Pack things into organized, easy-to-move, clearly labeled bins and boxes.
Schedule your family and friends (or a moving company) to help you.
Reserve any trucks or trailers you will need.
REVISIT YOUR NEW HOME
I’ll stop by right before closing to make sure everything is as we expected & ready for you before you sign, and you are welcome to come with me.
COMPLETE YOUR PURCHASE
COME TO THE TITLE COMPANY TO CLOSE
Bring your photo ID so the closer can notarize your closing documents.
Bring your cashier’s check if you didn’t already wire the funds.
The title company closer will coordinate your closing & I’ll be there with you to answer questions and make sure everything goes smoothly.
The sellers and their agent will probably also be there to sign.
Your closing will probably take about an hour & you can bring your family.
UNDERSTAND WHAT YOU ARE SIGNING
There will be lots of documents for you to sign, including some duplicates and some slight variations, but they all confirm a few basic facts…
-The information you used to qualify for your loan hasn’t changed
-You will have to pay back the loan
-If there are mistakes in the paperwork, you will cooperate to fix them
-All of the required money has been exchanged
-The sellers loans and liens have been paid off
-Ownership of the property & any inclusions has transferred to you
If you will want extra time to review everything, let me know—I’ll try to get copies to you before closing.
YOU GET YOUR KEYS!!
You can start moving when you want!
ENJOY YOUR NEW HOME!
LET’S TAKE CARE OF THE BASICS
Confirm that your utilities & basic services are set up and working smoothly.
Let everyone know your address has changed.
Don’t send anyone money without checking with me or your lender—you’ll get lots of mail, including scams that look convincing.
YOU CAN DO WHATEVER YOU WANT
You can move in!
You can make the changes you want.
You can celebrate with your family & friends—I’ll help you plan a housewarming party if you want.
I AM STILL AVAILABLE TO HELP YOU
I can help you find answers whenever you have questions.
I can recommend good contractors and service providers.
I can help you evaluate how projects will affect your home’s value.
I can update you on real estate market trends and your home’s value anytime.
I can help you explore new ideas and directions whenever you are curious.
I’M EAGER TO HELP PEOPLE YOU KNOW
Whenever you notice someone who might want or need to buy or sell, please introduce them to me.
You can feel comfortable that I will take care of them as I have taken care of you.
I can also help your family & friends in other areas find great realtors.